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Twice in 2023, the American government faced the prospect of having to shut down because politicians in congress couldn’t agree on a budget to fund it. Each time, a shutdown was narrowly averted – by last minute, short-term deals.Now, a third deadline is looming in mid-January. It leaves politicians – with fierce disagreements over what services the government should pay for, and how – little time to reach an agreement.We look at the impact of this uncertainty on businesses, and ask, in an election year, what can be done to bring the chaos to an end?Presented and produced by Rob Young(Image: An employee walks past a sign at the entrance of the Smithsonian National Museum of Natural History during a 35-day partial government shutdown in Washington, DC, January 28, 2019. Credit: Getty Images)

For 70 years, Pearl & Dean has been at the forefront of cinema advertising in the UK. Its CEO, Kathryn Jacob has been leading the company for 18 of them.But it's been a rocky few years for the movie industry, as it battles the economic effects of the Covid pandemic. In this edition of Business Daily meets, Kathryn discusses how cinemas are recovering, and how the advertising industry is slowly embracing diversity.(Picture: Kathryn Jacob)Presented and produced by Dougal Shaw

How easy is it to open a bank account in your country? Around the world, 1.4 billion people can’t get a bank account, and two-thirds of them are in low and middle income countries. People from migrant communities also struggle to access formal banking services. We hear from 19 year-old Josue Calderon. Originally from El Salvador, he arrived in the United States when he was 16. He tells Sam Fenwick about the challenges of only being able to use cash when he first arrived in the US. Sam also speaks to BBC World Service listeners about their experiences of opening a bank account. (Picture: The hand of a woman about to take money out of her purse. Credit: Getty Images)Produced and presented by Sam Fenwick Additional production by Barbara George