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A new era has begun for the United Kingdom after it completed its formal separation from the European Union. The UK stopped following EU rules, as replacement arrangements for travel, trade, immigration and security co-operation came into force. On today's programme, we'll hear how we got to this point with Marie Keyworth, and then Vivienne Nunis will tell us what's happening today. Then, Dr Anna Jerzewska, Director of the trade consultancy Trade and Borders and Allie Renison with the Institute of Directors will discuss the UK's trade opportunities in the future.Producer: Frey Lindsay.(Picture credit: Reuters.)

What are the realities and responsibilities of young people when it comes to financial planning in a pandemic? Elizabeth Hotson talks to millennials who are trying to manage their money in one of the toughest economic periods since the financial crisis. We hear from Gaby Dunn, host of the Bad with Money podcast; journalist Ebony-Renee Baker who’s planning for herself and her family and Nick Hatter, a life coach who says younger people are far more fiscally responsible than they’re given credit for. Producers: Elizabeth Hotson and Sarah Treanor (Picture of cash via Getty Images).

Necessity is the mother of invention and Elizabeth Hotson finds out how restaurants and other food outlets - some of the most obvious casualties of the pandemic - have adapted to survive in 2020. We hear from Michael Ward, managing director of Harrods department store on how it’s looking to a domestic clientele to make up for the lack of overseas tourists, whilst JP Then, co-founder of Crosstown Doughnuts tells us how companies are incentivising their workers with his sweet treats. Briony Raven, Pret’s UK Food & Coffee Director explains how the high street chain had to learn new tricks and Thom Elliot from Pizza Pilgrims describes sending his products by post. Nicole Ponseca, founder of Jeepney in New York tells us about the ups and downs of a fraught 2020 and Dominic Allport from the NPD Group gives us the cold, hard figures. Produced by Sarah Treanor. (Pic of Regent Street in London by Elizabeth Hotson).